Four easy steps from application to cash in your account.
Secure, online, 100% digital. No paperwork, no faxing, no branch visit. Complete from anywhere in Canada.
Our LeadScout engine pings 50+ licensed lenders simultaneously. Real-time competition drives better offers for you.
Receive competing loan offers within minutes. Compare rates, terms, and amounts. Zero obligation to accept anything.
Accept your offer and funds arrive via Interac e-Transfer — often the same business day you apply.
From short-term payday loans to large personal loans — options for every situation and credit profile.
Short-term cash advance until your next paycheque. Minimal requirements, rapid approval.
Same-day fundingSpread repayments over 3–24 months with predictable fixed payments.
Flexible repaymentLarger amounts for debt consolidation, car repairs, medical bills, or any major expense.
Best ratesIncome-based approval. All credit profiles welcome. Past mistakes don't disqualify you.
Income-basedApproved and funded via Interac e-Transfer any time — evenings, weekends, holidays.
Instant transferQualify based on income and banking history alone. Perfect for rebuilding or starting credit.
Income-basedWe don't lend money — we connect you with the lender who offers the best deal for your unique situation, completely free of charge.
Our LeadScout engine pings 50+ lenders simultaneously. Best competing offers returned in seconds.
256-bit SSL encryption on all data transmission. PIPEDA compliant, CASL adherent.
Our initial matching uses a soft inquiry only. Checking options won't hurt your credit score.
Lenders pay us — never you. Zero cost to apply, zero obligation to accept any offer.
Regulations vary by province. Select yours for specific rates, rules, and licensed lenders.
Max $23/$100. Up to $1,500. 62-day term limit.
Max $15/$100. Strong consumer protections.
Max $15/$100. FSRA regulated. 62-day max.
35% annual rate cap. OPC regulated.
Max $17/$100. Payday Loans Act 2018.
Max $17/$100. Instalment plan required by law.
Max $19/$100. Licensed lenders only.
Max $15/$100. FCNB regulated.
Join over 180,000 Canadians who found their loan match through our platform.
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