What is the maximum payday loan fee in Saskatchewan?

Saskatchewan allows a maximum fee of $17 per $100 borrowed under The Payday Loans Act, 2018.

What consumer protections exist for payday borrowers in Saskatchewan?

Saskatchewan requires lenders to offer a free extended payment plan if you cannot repay in full. A 2-business-day cooling-off period is also required.

How do I verify a payday lender is licensed in Saskatchewan?

Contact the Consumer Protection Division of the Government of Saskatchewan to verify a lender's licensing status.

🌾 Saskatchewan (SK)

PAYDAY LOANS IN SASKATCHEWAN

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$17

Max fee per $100

$1,500

Maximum loan

62 days

Max loan term

1.2M

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Provincial Regulations

PAYDAY LOAN RULES IN SASKATCHEWAN

Payday lending in Saskatchewan is governed by the Consumer Protection Division, Government of Saskatchewan (The Payday Loans Act, 2018). These regulations protect consumers while maintaining access to short-term credit for those who need it.

Saskatchewan's Payday Loans Act of 2018 modernized the province's framework, notably adding an extended repayment plan requirement that gives borrowers a meaningful safety net. Borrowers can verify a lender's licence status through the Consumer Protection Division of the Saskatchewan government.

Key Rules for Borrowers in Saskatchewan

Maximum fee: $17 per $100 borrowed
Maximum loan term: 62 days
Lenders must be licensed under The Payday Loans Act, 2018
2-business-day cooling-off period with full refund of fees paid
Written loan agreement required before disbursement of any funds
No rollovers or consecutive loans before previous is repaid
Free extended payment plan available if unable to repay in full
Lenders prohibited from contacting borrowers at unreasonable hours

⚠️ Borrow Responsibly

Payday loans are a short-term financial tool, not a long-term solution. If you find yourself repeatedly relying on payday loans, contact a non-profit credit counsellor in Saskatchewan for free financial guidance.

🌾

Saskatchewan

Capital: Regina · Pop: 1.2M

Regulatory Summary

Max fee per $100	$17 per $100
Maximum loan amount	$1,500
Maximum loan term	62 days
Cooling-off period	2 business days
Regulator	SK Gov't

Cities We Serve

Saskatoon, Regina, Prince Albert, Moose Jaw, Swift Current, Yorkton, North Battleford, Weyburn, Estevan, Melfort and all other communities across Saskatchewan.

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HOW TO GET A LOAN IN SASKATCHEWAN

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