From the moment you apply to funds landing in your account — here's exactly what happens at every step of the way.
Our application collects the information lenders need to assess your request: loan amount and purpose, employment and income details, contact information, and your address. There is no paperwork to upload, no branch to visit, and no fax required. Everything is handled digitally through our encrypted, LeadScout-powered platform.
The moment you submit, our LeadScout matching engine broadcasts your request to our entire network of licensed Canadian lenders at once. This real-time auction means lenders compete for your business — driving better rates and terms for you. The matching process takes seconds, not hours.
After matching, you're automatically redirected to the best competing lender offer in our network. The lender's offer page shows all fees, interest rates, repayment terms, and the total cost of borrowing upfront — full transparency before you commit to anything. You remain under no obligation to accept.
Once you accept an offer and the lender completes their verification — usually bank account and income confirmation — funds are sent via Interac e-Transfer or direct deposit. Applications approved before noon on business days typically see same-day funding.
2 minutes. No credit impact. No obligation.
Apply Now →