Legal

PRIVACY POLICY

Last updated January 1, 2025. We are committed to protecting your privacy under Canada's PIPEDA.

PayDayLoanOrganization.com ("we", "us", "our") operates a loan-matching service powered by the LeadScout platform. We are committed to protecting your personal information in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

1. Information We Collect

When you submit a loan application we collect: name, date of birth, address, email, phone number, income and employment information, bank account confirmation, requested loan amount and purpose, IP address, browser/device information, and site usage data collected automatically.

2. How We Use Your Information

3. Disclosure to Lenders

By submitting an application, you expressly consent to sharing your personal and financial information with lenders in the LeadScout network for the purpose of evaluating your loan request. Each lender has its own privacy policy governing further handling of your data after receipt.

4. Data Security

We use 256-bit SSL encryption for all data transmission between your browser and our servers, and between our servers and the LeadScout API. Our systems are protected by firewalls, access controls, and regular security assessments.

5. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes described in this policy, or as required by law. You may request deletion of your personal information at any time.

6. Your PIPEDA Rights

You have the right to: access your personal information; correct inaccurate data; withdraw consent for processing (subject to legal restrictions); and file a complaint with the Office of the Privacy Commissioner of Canada if you believe your rights have been violated.

7. Cookies

We use cookies to improve user experience and analyze traffic. You may disable cookies in your browser settings, though this may affect certain site functionality.

8. Changes to This Policy

We may update this policy from time to time. Significant changes will be posted with a revised effective date. Continued use of our platform after changes constitutes acceptance of the updated policy.

9. Contact

Privacy Officer: privacy@paydayloanorganization.com